Voluntary Accident Insurance

Just as it sounds, accident insurance can help you pay for costs you may incur after an accidental injury. This type of injury includes things such as a car accident, a fall while skiing, or even a fall down the stairs at home. This benefit is paid regardless of any other insurance coverage you might have (including your medical coverage).

• Hospital Stays
• Physical Therapy
• Emergency Room Visits
• Medical Exams — including major diagnostic exams
• Fractures and Dislocations
• Transportation & Lodging — if you are away from home when the accident happens

Voluntary Critical Illness Insurance

Critical illnesses can have a huge impact on your life. A critical illness can keep you from working and can make it difficult to do simple, everyday things. Critical Illness insurance pays a fixed one-time benefit amount if you are diagnosed with a covered disease or illness. You can use this money for any purpose you like. These illnesses can include, but are not limited to, the following:

• Multiple Sclerosis
• Parkinson’s Disease
• Heart Attack
• Alzheimer’s Disease
• Stroke
• Major Organ Failure

This coverage also includes a wellness benefit that pays $50 per covered person per year for proof of a qualified preventive health screening. Contact [email protected] to obtain the wellness benefit claim form following preventive health screening.

To learn more about these voluntary plans, visit www.cigna.com/employers/additional-insurance or call 800.754.3207.